// All Solutions
A Direct Way to Pay. A Better Choice at Checkout.
Give customers the option to pay directly from their account without entering card details. RagaPay’s Open Banking payment solutions add flexibility to your checkout, with a setup tailored to your business requirements.
Simplify Account-to-Account Payments
Open Banking enables customers to authorise account-to-account payments through a secure authentication process. Customers review the transaction details and approve the payment before returning to your website.
RagaPay helps you explore how Open Banking can fit alongside your existing payment methods, with guidance through onboarding and integration.
Why Choose Open Banking Payments?
No Card Details Required
Customers can complete payments without entering a card number, expiry date, or security code.
Customer-Controlled Approval
Each payment requires the customer’s authorisation, allowing them to review the transaction details before confirming.
More Payment Flexibility
Offer an additional way to pay and give customers greater choice at checkout.
Clear Checkout Steps
A guided payment journey takes customers from selecting their payment method to authorising the transaction and viewing its status.
How It
Works
01 Select Open Banking
The customer chooses Open Banking from the available payment options at checkout.
02 Review and Authorise
They follow the authentication steps, review the payment details, and approve the transaction.
03 Return to Your Website
The customer returns to your checkout, where the payment status is displayed according to the transaction response.
Get Started with RagaPay
We begin by understanding your business, target markets, and payment requirements. Our team explains the available setup, guides you through the application process, and supports integration once approved.
Service availability and processing terms depend on your business profile and approved solution.
Frequently Asked Questions
Can Open Banking work alongside my existing payment methods?
Yes. It can be offered as an additional checkout option, subject to your approved setup and integration.
How is pricing determined?
Pricing depends on your business requirements, transaction profile, and selected solution. Contact our team to discuss the applicable fees and terms.
How long does onboarding take?
Timelines vary based on your application, verification, and integration requirements. Our team will explain the steps after reviewing your business.
Add More Choice to Your Checkout
Tell us about your payment requirements and explore Open Banking with RagaPay.