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Your Network. Your Markup. Your Earnings.
Grow your payment referral business with RagaPay’s buy-rate partnership model. We provide the base processing rates, and you add your markup to create the merchant’s final rate. 100% of your agreed markup belongs to you.
With access to a partner dashboard, you can also monitor your referred merchants’ transactions and stay informed about their processing activity.
A Partnership Built on Buy Rates
Our model gives you a clear starting point for every merchant proposal. RagaPay provides the applicable buy rate based on the merchant’s requirements. You then add your margin above that rate.
Your earnings come from the difference between the agreed buy rate and the final merchant rate. RagaPay does not take a share of your markup.
Why Partner with RagaPay?
Set Your Margin
Build your merchant pricing around the buy rate we provide. You decide the markup to include in your proposal.
Keep 100% of Your Markup
The full agreed markup is yours, with calculation and payment arrangements defined in your partnership agreement.
Monitor Merchant Transactions
Access your partner dashboard to view your referred merchants’ transactions and follow their processing activity.
Get Support Beyond the Introduction
Our team assesses merchant requirements and guides approved businesses through onboarding and integration, helping you focus on developing your relationships.
How the
Partnership Works
01 Join the Programme
Tell us about your business, network, and the merchants you would like to introduce. We will discuss the partnership process and terms.
02 Receive Your Buy Rate
Share the merchant’s requirements so our team can assess the business and provide the applicable processing rates.
03 Add Your Markup
Set your margin above the buy rate and present the final agreed pricing to your merchant.
04 Onboard and Monitor
Once the merchant is approved and integrated, monitor their transactions through your partner dashboard and earn your markup on qualifying processing activity.
Frequently Asked Questions
What is a buy-rate partnership model?
RagaPay provides a base processing rate, known as the buy rate. You add your markup to determine the merchant’s final rate. That agreed markup forms your earnings.
Does RagaPay take a share of my markup?
No. You retain 100% of your agreed markup. Payment timing and calculation terms are set out in your partnership agreement.
Can I monitor my referred merchants’ transactions?
Yes. We provide a partner dashboard where you can monitor transaction activity for your referred merchants.
Are buy rates the same for every merchant?
Rates depend on the merchant’s business profile and processing requirements. Our team will confirm the applicable buy rate following assessment.
Build Your Merchant Portfolio with RagaPay
Bring your connections, set your margin, and stay informed through your partner dashboard. Speak with our team to explore a buy-rate partnership.